Executive benefits enable you to selectively reward key employees and executives of your business. These benefits help you to attract the key executives who will contribute to your company's growth and profitability. A well-designed executive benefits program provides incentives that help retain your key employees and executives for the longest possible time.

We design, implement and administer executive benefit plans that supplement restrictive qualified retirement and group insurance plans. We create executive benefit plans that are cost-efficient and effective. These plans include:

   • Executive Disability Plans
   • Executive Life Insurance Plans
   • Non-Qualified 401(k) Mirror Plans
   • Non-Qualified Deferred Compensation Plans
   • Section 162 Bonus Plans
   • SERP Swap
   • Split-Dollar Plans
   • Supplemental Executive Retirement Plans (SERPs)
  
Our programs are designed to help meet your executives' personal needs and goals within the context of your overall corporate financial goals.

Employee stock options and programs like 401(k) plans are a good start, but they may not meet the financial expectations of the most talented executives. Executive employees want to enjoy a rewarding, worry-free retirement, pay for their children's college education, and establish sound financial security. They participate in retirement programs to make these dreams realities.

However, due to government limitations, executives may not be able to achieve these lifestyle goals through currently available benefit programs. HORAN is available to carefully evaluate current costs and benefits, and to explore possibilities for better, more efficient programs that help executives reach and protect their financial goals.