Cincinnati, OH – Cincinnati-based HORAN, a leading consultant in employee benefits and financial services, is pleased to welcome Michael Napier as the Director of Financial Planning.

 

Napier has joined HORAN to advance Comprehensive Financial Planning services for the company’s diverse client base.  As a Certified Financial Planner (CFP®) and a Fiduciary, his focus is to assist individuals and families with all aspects of their financial future. Napier has been working with clients since 1999 on estate and income tax planning, retirement income analysis, risk management, education planning/funding and investment asset allocation.

 

 “We are positioning HORAN for the future by ensuring we have the right tools in place to be a strategic resource for our clients. More and more individuals are beginning to understand the importance of obtaining unbiased and objective comprehensive planning. Instead of treating assets and financial issues as individual elements, Napier will organize, plan and manage them as a collective whole so they work to achieve a common objective–meeting long-term financial goals,” said Terry Horan, president and CEO of HORAN.

 

Almost everyone has some type of financial goal.  In order to ensure that clients have the resources needed to achieve those goals, Napier works to determine what those goals are and set up a system to achieve them.  He brings individuals “high touch” service, education, and independent and objective recommendations. He creates detailed and personalized financial plans and, if necessary, will coordinate with other industry professionals such as attorneys, accountants or private banking representatives.

 

Prior to joining HORAN, Napier worked for Wealth Planning Corporation in Cincinnati where he constructed financial plans, chaired the firm’s Investment Committee and oversaw the firm’s income tax department.

 

Napier received his B.S.B.A. in Finance from Xavier University, is a Chartered Mutual Fund Counselor, a Chartered Retirement Plans Specialist and an Accredited Tax Preparer. He is also is a member of the Cincinnati Estate Planning Council.

 

Michael and his wife Renee have two children and reside in Park Hills, Kentucky.