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Legal Notice

Horan Securities, Inc. (HSI) is registered under the Investment Advisers Act of 1940 as a Registered Investment Adviser with the Securities and Exchange Commission (SEC).

The material on this Website ("Site") is prepared for broad circulation and is disseminated for general information only. It does not address specific investment objectives, or the financial situation and the particular needs of any individual investor. Investors should seek financial advice regarding their particular situation from a qualified professional.

Terms & Conditions of Use

This Site is provided by HSI and may be used by you for informational purposes only. By accessing, browsing, and using the site or downloading materials from the Site, you agree to be bound by and abide by the terms and conditions set forth in these terms and conditions of use. IF YOU DO NOT AGREE TO ABIDE BY THESE TERMS AND CONDITIONS OR ANY SUBSEQUENT REVISIONS THERETO, THEN DO NOT ACCESS, BROWSE, OTHERWISE USE, OR DOWNLOAD MATERIALS FROM THIS SITE.

Limited License

Subject to the terms and conditions set forth in this Agreement, HSI grants you a non-exclusive, non-transferable, limited right to access, use and display this Site and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the Site in any way.

HSI authorizes you to view and download the information ("Materials") at this Site only for your personal, non-commercial use. This authorization is not a transfer of title in the Materials and copies of the Materials and is subject to the following restrictions: 1) you must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials; 2) you may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and 3) you must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time.

All information at this Site is owned exclusively by HSI and/or others, and is protected under applicable copyright, patent, trademark, trade dress laws, and/or other proprietary rights.

Disclaimer

THE MATERIALS SHOWN THROUGH THIS SITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. HSI DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK. HSI RESERVES THE RIGHT, AT ITS SOLE DISCRETION, AT ANY TIME, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE. HSI MAY MAKE ANY OTHER CHANGES TO THE SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.

THIS SITE, THE INFORMATION AND MATERIALS ON THE SITE, AND THE SOFTWARE MADE AVAILABLE ON THE SITE, ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND.

HSI’s obligations relating to any of its products or services are governed solely by the agreements and provisions under which those products and services were provided, and nothing in this website should be construed to alter any of those agreements. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Third Party Sites

As a convenience to you, HSI may provide, on this Site, links to websites operated by other entities. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. HSI makes no warranty or representation regarding, and does not endorse, any linked websites or the information appearing thereon or any of the products or services described thereon. Links do not imply that HSI or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of HSI or any of its affiliates or subsidiaries.

Information Provided by You

HSI does not want you to, and you should not, send any confidential or proprietary information to HSI via the Site. You agree that any information or materials that you or individuals acting on your behalf provide to HSI will not be considered confidential or proprietary and may be used or distributed by HSI for any purpose whatsoever, including, but not limited to developing, manufacturing and marketing sales and services of HSI. Notwithstanding the foregoing, all personal data provided to HSI will be handled in accordance with HSI’s Privacy Policy. You further recognize that HSI does not want you to, and you warrant that you shall not, provide any information or materials to HSI that is defamatory, threatening, obscene, harassing, inflammatory, or otherwise unlawful, or that incorporates any proprietary material of another.

Linking to HSI Websites

You may create links to this Site from other websites, so long as such links are in compliance with the below terms and conditions for those links and are in compliance with all applicable laws.

A site that links to this Site (1) may link to but not copy or duplicate any HSI Site content; (2) shall not create a browser or border environment around HSI Site content; (3) shall not imply that HSI is endorsing the linked website or any associated products or services; (4) shall not misrepresent the linked website’s relationship with HSI; (5) shall not provide false information about HSI products or services; (6) shall not use the HSI logo or any HSI trademarks or service marks without the express permission of HSI; and (7) shall not contain any content that could be viewed as offensive, controversial, defamatory, inflammatory, or otherwise unlawful, and should only contain content that is appropriate for all age groups.

Limitation of Damages

IN NO EVENT SHALL HSI OR ANY OF ITS SUBSIDIARIES OR AFFILIATES BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE SITE OR ANY LINKED WEBSITE, EVEN IF HSI IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You may have additional rights under certain laws which do not allow the exclusion of implied warranties, or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in this Agreement that directly conflict with such laws may not apply to you.

Changes

HSI reserves the rights, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Changes in this Agreement will be effective when notice of such change is posted. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes.

HSI may terminate, change, suspend or discontinue any aspect of the HSI Site, including the availability of any features of the Site, at any time. HSI may also impose limits on certain features and services or restrict your access to parts or the entire Site without notice or liability. HSI may terminate the authorization, rights and license given above and, upon such termination; you shall immediately destroy all Materials as that term is defined in this Agreement.