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Entries for 2008

The Benefit Basics - December 2008

 December 1 2008
This notice is a reminder of the IRS personal tax filing requirements for all HSA participants. Whether you participate in an HSA offered through our company or your spouse's plan, the IRS requirements are the same.

The Benefit Basics - November 2008

 November 1 2008
The term "in-network" refers to using a health care provider who participates in your health plan's provider network. Many health plans structure their benefits to encourage members to use providers who are "in-network" to help ensure continuity of care and reduce the member's out-of-pocket expenses. Using in-network providers saves you and your health plan money because these providers have agree...

The Benefit Basics - October 2008

 October 1 2008
Residents of the Tristate now have a new website, www.gchchospitalquality.org to find out how area hospitals compare on performance measures related to heart attack, congestive heart failure and pneumonia, three common conditions for hospitalization.

Benefits News - Fourth Quarter 2008

 October 1 2008
The predictions for healthcare trends are now being released for 2009 and the outlook is a bit disappointing. These trends are predictions for projected changes in health plans’ per-capita claims cost, as determined by insurance carriers, major insurance carriers (MCOs) and third-party administrators (TPAs).

The Benefit Basics - September 2008

 September 1 2008
Worksite health promotion is an investment in your company's most important asset - your employees. Studies have shown employees are more likely to be on the job and to be performing well when they are in optimal physical and psychological health. Employees are more likely to be attracted to, remain with, and value a company that values them. Worksite health promotion can improve your company p...

The Benefit Basics - August 2008

 August 1 2008
There are several ways you can file a Short Term Disability (STD) claim. First, your benefits manager or human resource contact can provide you with the claim form. You can also call the insurance company and request the form, or you may be able to download it from their website. When the form is completed it can be turned back in to Human Resources, or you can fax, mail or e-mail it directly t...

The Benefit Basics - July 2008

 July 1 2008
Medicare Part A is hospitalization insurance. You are entitled to Medicare Part A if you have worked at least 40 Medicare approved quarters (approximately 10 years). Medicare Part B covers medically necessary outpatient care, doctor's services, physical/occupational therapy and limited home health care. The services are covered as follows in 2008:

Benefits News - Third Quarter 2008

 July 1 2008
Residents of the Tristate now have a new website, www.gchchospitalquality.org to find out how area hospitals compare on performance measures related to heart attack, congestive heart failure and pneumonia, three common conditions for hospitalization.

The Benefit Basics - June 2008

 June 1 2008
Yes. A group life insurance policy can be converted into an individual whole life policy after leaving your job or retiring. If you wish to convert your policy, you can do so without a physical examination or evidence of insurability within 31 days of leaving your job or retiring. The amount of coverage you apply for cannot be more than the amount of your group policy. It is important to note...

The Benefit Basics - May 2008

 May 1 2008
When thinking of dental insurance, most of us think about getting our teeth cleaned, filled, or having a root canal. These dental services, along with many other non-emergency dental services are not covered under your medical insurance. However, emergency dental services are covered by your medical insurance, provided the emergency affects a "sound, natural tooth."
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