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Answers to Your Top Three Health Savings Account FAQs - Fall 2015

Premium payments for qualified long-term care insurance, up to certain limits, are considered qualified medical expenses and can therefore be paid for from an HSA.

Considerations for Selecting Individual Health Insurance or Medicare Coverage - Fall 2015

What to consider when choosing or changing your Medicare coverage? And, things to consider when choosing your individual Health coverage. 

Using a Health Savings Account as a Savings Vehicle - Fall 2015

 The health care industry changes so rapidly that it’s hard to predict what the cost of health care will be 10, 20 or 30 years from now. Being prepared for the costs is challenging, but a Health Savings Account (HSA) can help.

Optimizing Choice in Vision Benefits - Summer 2015

Luckily, because we have the tools at our disposal to educate employers and employees, they don’t have to play a guessing game. Let’s use vision benefits as a case study. Employers have the choice of whether to offer it. Employees have the choice of whether to enroll. Increasingly, it’s a choice they want to make. More often than not, they’ll sign up if it’s offered.

The Impact of Medicare Eligibility on your Health Savings Account - Fall 2014

   A Health Savings Account (HSA) is a type of health insurance offered by an increasing number of employers. It combines a High Deductible Health Plan with a tax-free Health Savings Account to which the employee and the employer can contribute. Below are a few common questions that come up when an individual turns 65 and has an HSA qualified plan through his or her employer.

Factoring the Cost of Health Care into Your Retirement Planning - Winter 2014

Over the last decade, we have faced a massive dilemma as the cost of health care has far outpaced inflation. The increase in medical care has had a significant impact on personal finances and retirement plans, which has resulted in a reduction of savings and an increase in debt obligations. 

Health Care Reform's Significant Impact on Individual Health Insurance - Fall 2013

Health care reform legislation has had a profound impact on many aspects of the health insurance industry - including individual health. Changes on many current individual health policies, the new products available for purchase in the future and the rising cost of coverage will all impact buying behavior for consumers.