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Innovative Solutions

HORAN creates innovative solutions to guide clients and remove barriers that constantly arise or are evolving due to new market complexities. We deliver best-in-class health care benefits with solutions that focus on both quality and cost containment.

Each client is unique with different employees, needs and desired outcomes. Our solutions vary from the tried-and-true to creative and unique solutions. Every solution has in common HORAN’s imperative to deliver best-in-class health benefits with price containment solutions that focus on both quality and cost effectiveness. This section provides the stories of many of these solutions.

Consortiums - HORAN created and participates in several consortiums that achieve cost stability, gain value from scale and allow organizations to shape where they want their medical benefits to go in the future.

International Benefits - A HORAN customized solution will meet the specific needs for both your short-term and long-term travelers. The plan will include International programs, not available on a U.S. benefits plan.

Case Studies - Read more about many of the many solutions we have created to benefit our clients.

Captives - Successful business owners now can enjoy running their own insurance companies.