The daily work at HORAN originates from a belief that three things matter most to our clients: access to quality, affordable health care, the ability to build long-term wealth and the counsel to achieve financial goals and protect assets for a lifetime.

HORAN’s Wealth Management team provides personalized solutions to grow, sustain and ultimately transfer wealth over a long retirement. Our experts provide ongoing guidance, insight and investment monitoring with complete objectivity to clients with more than $100,000 in investable assets.

Comprehensive Financial Planning

Most financial decisions are made at the time of significant life-altering events, such as job change, retirement or addition to your family.

HORAN’s mission is to understand and guide you through these transitions. We aim to reduce the stress these events create by setting a measureable path for your financial future. We do this by creating a unique comprehensive plan based on unbiased and objective advice tailored to your present and future needs.

What is included in comprehensive financial planning?

A member of HORAN’s Wealth Management team meets with each individual to create a structured plan to give objective advice tailored to your needs and/or current strategies.

Typical components include:

  • Retirement projections / cash flow – "How much can I safely spend in retirement?"
  • Risk analysis review: life insurance, disability coverage, long-term care
  • Asset allocation – investments
  • College planning
  • Tax-savings strategies
  • Estate planning